10 Best Credit Cards for Big Spenders

No-frills credit cards are perfect for other people who never use credit, yet want a card for emergencies. But you might belong to another group of big-spending cardholders: shoppers who use their credit cards for just about every purchase and pay off impressive balances in full each month.

If you’re spending thousands of dollars each year on dining, shopping, travel and more, the right credit cards that can offer huge rewards, cash back and other perks. The more you spend, the more you can earn, so if you’re giving your credit cards a serious workout every month why not get some of that money back? There are hundreds of different rewards credit cards to choose from, and each card is designed with a specific type of shopper in mind. To help you find your best fit, here’s a look at 10 of the best credit cards for big spenders who want big rewards.

Read: 9 Low-Interest Cards for Shopaholics 

1. Chase Sapphire Preferred

The Chase Sapphire Preferred is a top travel credit card, largely because members earn double points on travel and dining (all other purchases earn one point per dollar). New Chase Sapphire Preferred cardholders can get 40,000 bonus points when you spend $4,000 within the first 90 days of opening an account, the equivalent of $500 in travel rewards. Add an authorized user and earn an additional 5,000 bonus points within the first three months.

If you’re traveling abroad, you won’t pay a cent in foreign transaction fees, and if you redeem points to book travel through Chase’s Ultimate Rewards program, you’ll get 20 percent off airfare, car rentals, cruises and hotels with no blackout dates. The $95 annual fee is waived the first year and the purchase interest rate is 15.99% APR.

2. Starwood Preferred Guest Credit Card

If you’ve been bitten by the travel bug and spend much of your extra cash exploring the country or world, the Starwood Preferred Guest Credit Card from American Express could be the perfect match for your wallet. Apply now and earn 10,000 Starpoints just for making your first purchase with the card, and an additional 15,000 points by spending $5,000 or more in the first six months after opening the account. Starwood Preferred Guests Credit Card members earn five Starpoints per dollar at eligible Starwood properties and one point per dollar on all other purchases.

Redeem points for rooms at over 1,100 hotels and resorts or for flights with more than 150 airlines, with with no blackout dates for either. The Starwood Preferred Guest Credit Card carries no annual fee the first year, then charges $65 every year thereafter. The interest rate starts at 15.24% APR.

3. United MileagePlus Explorer Card

This is the ideal credit card if United Airlines is your airline of choice. The United MileagePlus Explorer Card from Chase gives 30,000 bonus miles after you spend $1,000 in the first three months, and an additional 5,000 bonus miles after you add an authorized user in the first three months. Spend $25,000 with your card in a calendar year and receive 10,000 additional bonus miles.

Earn double miles on United ticket purchases and one mile for every $1 on other purchases. There’s no foreign transaction fees, your miles don’t expire, and you and a companion can check your first bags free. Other benefits include hotel upgrades and complimentary breakfast at more than 700 hotels and resorts around the world. There’s no annual fee the first year, then the charge is $95 a year. The interest rate starts at 15.99% APR.

Read: 7 Things You’ve Always Wanted to Know About Credit Card Rewards

4. Barclaycard Arrival Plus Word Elite MasterCard

The Barclaycard Arrival Plus World Elite MasterCard gives more miles per purchase than many other credit cards, since you earn double miles for every $1 you spend regardless of category — whether you’re paying for travel, dining out, groceries or bills. Additionally, earn 40,000 bonus miles when you spend $3,000 in the first 90 days. Plus when you redeem miles for travel statement credits you’ll get 10 percent of miles back. The first year you’ll skip the $89 annual fee. The Barclaycard Arrival Plus World Elite MasterCard purchase rate starts at 14.99% APR, and there is a 12-month 0% APR introductory rate on balance transfers.

5. Club Carlson Premier Rewards Visa Signature

Offered through U.S Bank, the Club Carlson Premier Rewards Visa Signature card is a top pick if you are looking to save on high-end hotel stays. Earn 10 points per $1 spent at Carlson Rezidor hotels, and five points per $1 on all other purchases. You’ll also earn 50,000 bonus points after your first purchase and 35,000 points when you spend $2,500 within the first 90 days. Points can be redeemed for Award Nights at more than a thousand hotels worldwide. Renew your card each year and get an additional 40,000 bonus points. There’s a $75 annual fee on the credit card and the interest rate starts at 13.99% APR.

6. Blue Cash Preferred Card From American Express

Apply for the Blue Cash Preferred credit card and get $150 back after you spend $1,000 in the first three months. This credit card offers an impressive cash back rewards program. Earn 6 percent cash back on U.S. grocery store purchases up to $6,000 per year, and then 1 percent cash back thereafter. Also, you’ll earn 3 percent cash back on gas at U.S. stations and purchases at select department stores, and 1 percent cash back on all other purchases. Redeem your rewards for merchandise, gift cards or statement credit. The Blue Cash Preferred Card carries a decent $75 annual fee, and you’ll enjoy 0% interest for the first 15 months on purchases and balance transfers, after which the standard interest rate (starting at 12.99% APR) will apply.

7. Citi Hilton HHonors Reserve Card

Spend $2,500 within the first four months of getting a Citi Hilton HHonors Reserve credit card and receive a bonus of two weekend night certificates for select hotels. Cardholders earn 10 HHonor points for every $1 spent at eligible hotels, five HHonor points for every $1 spent on airfare and car rentals, and three HHonor points on all other purchases. You can redeem points for nights at 4,000 Hilton hotels and resorts in 92 countries. The card has no foreign transaction fees, a $95 annual fee and the interest rate starts at 15.24% APR.

Read: 7 Secret Fees Cutting Into Your Travel Budget

8. Southwest Airlines Rapid Rewards Premier Card

Apply for the Southwest Airlines Rapid Rewards Premier Card and get a 25,000 points bonus when you spend $1,000 in the first three months. You’ll get double points when you book air travel directly through Southwest Airlines and for every $1 you spend through Southwest Rapid Rewards Hotel and Car Rental Partner program. You’ll also earn one point per dollar on all other purchases, and after your first year as a card member you’ll receive 6,000 bonus points. Earn further points by transferring a balance from an existing credit card (one point for every $1 up to 15,000 points). There’s no foreign transaction fees, but there is a $99 annual fee and the interest rate is 15.99% APR.

9. Ameriprise World Elite MasterCard

Get one point for every $1 spent with your Ameriprise Financial World Elite MasterCard. Earn 10,000 reward points when you spend $500 in purchases or balance transfers in the first 90 days. The annual fee is a bit steep at $150, but you’ll enjoy 0% APR on balance transfers and purchases for the first 12 months and then a standard rate starting at 13.99% APR. Ameriprise World Elite MasterCard members who are also Achiever Circle Elite clients get the annual fee waived and a 25,000 point bonus with a $50,000 deposit of non-retirement assets.

10. Platinum Delta Skymiles Credit Card

Apply for the Platinum Delta Skymiles Credit Card from American Express and earn 10,000 bonus miles after your first purchase, plus you can earn one mile for every $1 you spend on other purchases. Your first checked bag is free on Delta flights and you can receive priority boarding. There’s the option to carry your balance from month-to-month and pay an interest rate starting at 15.24% APR. The annual fee is $195.

This article originally appeared on GOBankingRates.com: 10 Best Credit Cards for Big Spenders

This article by Valencia Higuera first appeared on GoBankingRates.com and was distributed by the Personal Finance Syndication Network.