10 Savings Account Promotions Available Now

A savings account might be your financial security blanket. Getting a new one can introduce new and better ways to save money, but you might be nervous about getting rid of your other one without a good reason to do so. To help people make the switch, banks and credit unions tend to offer savings account promotions. These promotions could be in the form of incentives, such as special interest rates, cash bonuses and other rewards.

It can be tough trying to find the financial institutions with the best offers. To guide you in your search for a new savings account, GOBankingRates selected 10 of the best savings promos and deals you can sign up for today.

Amboy Direct: eSavings $50 Bonus

Amboy Bank goes digital with its Amboy Direct online branch. The eSavings Account is offering a $50 sign-up bonus and interest-bearing potential for new account holders. Here’s how to qualify for the bonus:

• Earn a one-time $50 bonus with a $3,000 minimum monthly balance for 90 days.
• Account balances between $300 and $100,000 earn a 0.65% APY.
• There’s a $100 initial deposit to open.
• There’s also a $100,000 maximum deposit.

Offer expires: N/A

Barclays: Dream Account APY Bonus of 2.50%

Billed as “a savings account with bonuses that can get you even closer to your dreams,” Barclays offers a reward to depositors that might be even better than cash: an interest rate boost up to 2.50% when meeting the requirements of the online-only Dream Account. To get the offer, you must:

• Make a minimum monthly $1,000 deposit for six consecutive months to get the 2.50% bonus on the past six months of interest earned.
• Make no withdrawals for six consecutive months to earn another 2.50% bonus based on the last six months interest earned.

Offer expires: N/A

Related: Barclays Bank Online Savings Account Review

CapitalOne: 360 Savings Account $500 Bonus

One of the best current savings account offers available today, CapitalOne‘s global view on saving money is evident in its popular 360 Savings Account. The savings account carries 0.75% APY and other added benefits. Through July, opening an account also comes with a bonus promo giving depositors the chance to earn up to $500 in cash. Here’s how it works:

• Bonus tiers work in increments: Earn $50 for deposits of $5,000 or more, $100 for $10,000 and so on.
• You must deposit your initial dollar amount within the first 10 days of opening your account to earn the bonus.
• In addition to earning interest, the 360 account has zero fees.

Offer expires: July 31, 2015

Chase: $100 Savings Account Sign-Up Bonus

Motivated consumers who want to hit the ground running can do well by opening a standard savings account from Chase. They can earn an extra $100 with a $10,000 minimum balance. Here’s how the offer works:

• You must deposit $10,000 or more within the first 10 business days of opening your savings account.
• You must maintain that balance for 90 days.
• The bonus is increased to $250 when a separate Chase checking account with direct deposit is established.

Offer expires: July 14, 2015.

Citizens Bank: CollegeSaver Savings Account $1,000 Bonus Promo

This account from Citizens Bank, designed to keep parents on track saving for their children’s future, rewards account holders with $1,000 when their child turns 18. Below are more details about the bonus:

• There is a $25 minimum monthly contribution before the child’s sixth birthday until age 18.
• There is a $50 minimum monthly contribution when opening an account on the child’s sixth birthday or before their 12th birthday until age 18.
• You can receive the $1,000 bonus, plus earned variable interest, upon successful completion of the program.
• You are allowed one skipped deposit per year.

Offer expires: N/A

Read: 9 Best Student Savings Accounts

Citizens Bank: $250 GoalTrack Savings Bonus Promo

Citizens Bank makes the list again with its GoalTrack Savings. It’s not exactly a savings account; it’s a special program that can be attached to most Citizens savings accounts to help customers reach specific savings goals. Start tracking your goals successfully, and you can earn up to $250 in bonuses. Here are more details about the bonus:

• Green Savings, Circle Gold Savings, Statement Savings and Basic Savings are eligible for the bonus.
• The maximum bonus value of $250 good for accounts reaching $400 per month for 36 months.
• Bonus gift cards are good at Barnes & Noble, Exxon, Lowe’s, Target, Applebee’s and more.

Offer expires: N/A

NEA Member Benefits: $20 Online Savings Account Bonus

Financial institution NEA Member Benefits partnered with Discover Bank to offer a $20 bonus for members to pocket when they take their banking online. To get the offer:

• Open NEA’s Online Savings Account with a $500 opening.
• Receive $20 bonus for each new account type you open each year.

Offer expires: N/A

Regions Bank: LifeGreen Savings Account 1% Annual Savings Bonus

Regions Bank offers this account as a way for customers to save money automatically and enjoy an annual savings bonus up to $100. Savers will need to link their LifeGreen Savings account to a Regions checking account to start. Here are some other details:

• A monthly minimum transfer of $10 for the entire year is required in order to receive the 1% bonus.
• Interest rates are compounded daily and paid monthly.
• You can also receive a 30 percent discount on a safety deposit box rental.
• You can receive an additional 10 percent off for using auto debit.

Offer expires: N/A

Santander Bank: extra20 Savings Account Bonus of $20

Its bonus offer is in its name: Santander Bank‘s extra20 Savings Account is a chance for depositors to earn an extra $20 by opening an extra20 Savings Account and an extra20 Checking Account. To get the $20 into your extra20 Savings Account, you must also:

• Deposit at least $25 into the checking account and $10 into savings.
• Make a direct deposit of at least $1,500 into the extra20 Checking Account to get $10.
• Schedule two or more bills via bill pay to get another $10.

Offer expires: N/A

Keep reading: Pros and Cons of Flexible Savings Accounts

U.S. Bank: S.T.A.R.T. Rewards Up to $100

S.T.A.R.T. stands for “Savings Today And Rewards Tomorrow,” U.S. Bank‘s program for people proactive about saving money for a future dream goal. Like Region’s LifeGreen Savings account, U.S. Bank’s offer to earn a $100 bonus applies for checking customers who pair their accounts with a Package Money Market Savings Account. More details about the offer include:

• After saving $1,000, you can receive a $50 U.S. Bank Rewards Visa Card.
• Keep that $1,000 or more savings for a year, and earn another $50 rewards card.
• There’s a $25 minimum deposit to open the savings account, and another $25 to open a Package Checking account.
• Optional Think Twice savings feature reminds you of how far you are along in your savings goal.

Offer expires: N/A

This article originally appeared on GOBankingRates.com: 10 Savings Account Promotions Available Now

This article by Paul Sisolak first appeared on GoBankingRates.com and was distributed by the Personal Finance Syndication Network.