How I Am Fighting Back Against Debt Collection Robocalls

The following story is shared by one of our readers at DebtCollectionAnswers.com who recently engaged a law firm to represent him in litigation against several debt collection firms. Because he is currently in the process of suing these debt collectors, he asked that we keep his identity anonymous.

Out of the blue, I started getting calls on my cell phone several times a day from collection agencies. These were “robo” calls: the kind where there is no one on the line when I answered. I have had this phone number for years and I didn’t have any accounts in collections that I knew of, so I had no idea why these calls suddenly started.

When I got someone on the line from one of these companies, they basically told me they had no idea why they were calling. They had no record of my name or my phone number in their system. And that made it worse because they said that they couldn’t take me off their list! There were several different agencies calling me all day long — even when I was at work. I work in construction and so I really don’t want to be constantly distracted and interrupted by phone calls. I looked up the callers’ phone numbers online and they were all legitimate collectors, not scammers.

But I couldn’t stop the calls!

Then I found out it was illegal for them to make robocalls to my cell phone without my permission. I tried to use this information to resolve my problem on my own, but I couldn’t. It was then that I decided to talk with an attorney about my rights. I talked to two attorneys as well as the one I was referred to through DebtCollectionAnswers.com. I felt that attorney was the most helpful so I decided to retain his firm. Also, I didn’t have to pay anything to the firm up front. And so I figured, why not? At least the calls should finally stop.

I don’t know how this will turn out, but I figure it’s better to do something than let myself get more and more ticked off by the debt collectors’ constant calls. I figured it was time for me to take control!

This article by Mary Reed first appeared on DebtCollectionAnswers.com and was distributed by the Personal Finance Syndication Network.